No matter when the decision was made, it's always taken guts to up sticks and call NZ home. We were never the near neighbour or the obvious choice. So we have a maverick streak, an inbuilt desire to avoid the predictable and find our own path.

This is what Kiwibank was born from. We started a revolution to bring this independent spirit to banking.

A bunch of Kiwis making Kiwis better off — that's what we get up for. And in 12 short years, we've already helped thousands and thousands pay off their loans, get into their first home, grow their dream business, save for their retirement.Helping Kiwis achieve their ultimate goal and the reason we all came here in the first place — true independence.

Every revolution needs a leader.

Independence - Rooftop